Savings & Investments
Regular saving options and investment vehicles for you to consider
The easiest way to get your savings working for you is to set things up so that you automatically add a little bit each month to your savings. That way you won’t have to remember to make the payment and you won’t be tempted to skip a month? Before you know it, you’ll have built up a solid chunk of savings
If you’ve got money left over at the end of each week or month then great – you’ve already got your starting point. You’ll be able to save this amount – and maybe even more. But even if there’s usually nothing left, it doesn’t mean you can’t save – it’s not easy to change how much money you have coming in but most people can change how much goes out.
Investing involves committing money into an investment vehicle in the hopes of making a financial gain. Investing is different from saving because it involves a greater level of risk and there is no guarantee that you’ll get your money back.
Investment products are for the longer term and are generally suitable if you already have enough cash savings to keep you going for 3-6 months if needs be.
Investments generally outperform cash savings over the longer term, but their value can rise and fall, so you have to be prepared to take on some risk.
They might be suitable for people who don’t require easy access to their money and are prepared to take on some risk in the hope of a better return.
Talk to us today about regular saving options and investment vehicles for you to consider.
- Savings for a rainy day
- Savings for children’s education
- Savings for my future
- Investment options
- Will to take a rick on my money
Call 0402 91900 today and book a free savings or investing meeting.