Our Services
Looking for the peace of mind that the product you are buying is the right choice for you? We make it easy for you to get the best product for you given your unique situation.
What We Offer
Gammell Financial Services Limited is an Insurance Investment and Mortgage Credit Intermediary. Our principal business is to provide advice to our clients in relation to Life, Pensions, Investments, Deposits and Mortgage products.
Mortgages
With over 60 years experience between them Ronald and Lorna have helped thousands of customers with their mortgages .
From First time buyers to house movers they’ve done it all. Not forgetting house build and rental property purchase.
They have been nominated for various awards for Best Financial Advice in Wicklow, Wexford and South Dublin areas.
We specialise in Mortgages for First Time Buyers and Re-Mortgages. We operate a full and comprehensive service for mortgage applicants, including helping you secure the best rates in the market.
Speak with one of our expert mortgage advisor’s today with no obligation to see what product is most suitable for you.
Protection
Many people ask do I really need cover? Read on to find out why…
The notion that Life Cover is only needed later in life is a big misconception.
“Young people often dismiss protection as something for older people,”
The rule of thumb when considering life cover should be to find out if there is anyone who would be financially affected if you should die, become ill or unable to work
Do I have any debt? You need to protect your family against your debts.
Pensions
Simply put, it’s a tax free way of saving money for your future.
Many people think the state pension will be enough, but it is designed only to be sufficient to keep you out of poverty. Could you live on €233 a week now?
Even without a mortgage and other debt that you may hope to have cleared by the time you retire, €233 will not get you very far. And it is likely that more and more people will be renting at retirement age.
Savings & Investments
Regular Savings:
The easiest way to get your savings working for you is to set things up so that you automatically add a little bit each month to your savings. That way you won’t have to remember to make the payment and you won’t be tempted to skip a month? Before you know it, you’ll have built up a solid chunk of savings
If you’ve got money left over at the end of each week or month then great – you’ve already got your starting point. You’ll be able to save this amount – and maybe even more. But even if there’s usually nothing left, it doesn’t mean you can’t save – it’s not easy to change how much money you have coming in but most people can change how much goes out.
Terms of Business
These terms of business set out the basis on which Gammell Financial Services Limited will provide business services to you as a client of the firm. Please take a few minutes to read through these and should you have any queries we would be happy to deal with them. Should we make any material changes to our terms, we will advise you in advance of providing any further services to you.
